Vacation? Before you leave, let’s talk about insurance
Many Oklahomans are still planning to hit the road for a vacation before summer ends. Nothing can ruin your fun like having to cancel a trip, getting hurt while away from home or returning to a costly incident at your house. Fortunately, different types of insurance can help in the situations I just described. Whether planning an expedition overseas or just a quick weekend trip to the lake, let’s talk about insurance before you take off. Travel insurance encompasses several categories of policies like trip cancellation, travel medical, emergency medical evacuation, accidental death and dismemberment, baggage loss and cancel for any reason (CFAR) policies. These coverages can help reimburse the cost of a trip you cancel, pay for medical emergencies while traveling and cover the cost of lost baggage and personal items. A good way to determine your travel insurance needs is to consider the cost of your trip, the duration of your journey, how far away you will be traveling, if you’re going abroad and which kinds of activities you will be doing. For example, you probably won’t need travel insurance for a trip to grandma’s house two hours away. You will, however, want to consider it if you’re going on a hiking trip in the Himalayas.
08/08/2024 05:00 AM